Surest, Benefits Made Easy!
Surest has made an impact, listen as 缅北强奸 employees share their experience with Surest!
During the Benefits Open Enrollment period as a benefit eligible employee, you have the opportunity to evaluate your insurance needs and make changes in your benefits for the following plan year. The 2026 Open Enrollment will be from October 29 through November 12, 2025.听听
Employee Benefits Expo Event
October 30, 2025
UC East - UC2217-2220
9:00 AM - 3:00 PM
The Employee Benefits Expo is an in-person event to help 缅北强奸 Faculty and Staff learn about, compare, and choose benefits for the 2026 Plan Year. Come on by and register for door prizes and speak with providers and/or the HR Benefits Team regarding questions you may have about benefits.
For the 2026 plan year:
Employee premiums for the Core PPO and Surest PPO Plans will increase by 15%
Employee premiums for the HSA PPO Plan will increase by 10%
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These variations reflect the differing costs incurred by each plan over the past year.
Medical and Prescription Benefits
UMR Core PPO Plan: No changes to deductibles, co-pays, coinsurance, or out-of-pocket maximums.
Surest PPO Plan: Surest annually reviews provider performance and adjusts co-pays accordingly. Updated 2026 co-pay information will be available on the Surest website at the start of Open Enrollment.
UMR HSA PPO Plan: Coinsurance and out-of-pocket maximums remain unchanged. However, in accordance with IRS requirements, deductibles will increase by $100 to $3,400 for individual coverage, and by $200 to $6,800 for family coverage. 听
Prescription Plan: CVS Caremark will continue to administer the prescription drug benefit.
Other Benefit Information
Dental: Bi-weekly premium increases will range from $3.00 to $11.24. There are no changes to plan design. HRI Dental and Vision remains the provider, previously known as Paramount Dental.
Vision: No changes to premiums or plan design. Anthem Blue View Vision will continue as the provider.
Life and Disability Insurance: Basic Life/AD&D, Voluntary Life, Short- and Long-Term Disability, Voluntary Accident, Hospital Indemnity, and Critical Illness coverage will continue through SunLife.
Employee Assistance Program (EAP) - TimelyCare remains the EAP provider, offering 24/7 access to mental health professionals and up to six scheduled counseling sessions per year.
Flexible Spending Accounts (FSA): Voya will continue to administer both Health and Dependent Care FSAs. For 2026:
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Log into my缅北强奸 (A my缅北强奸 link can be found at the top right corner of the 缅北强奸.edu webpage)
Click on the Benefitfocus App under the Screaming Eagles Apps, if you do not see it, you can search for it using the search bar near the top of the page.听
Once you click on the Benefitfocus App, you will be logged into the Benefits platform, then click on Begin Enrollment to start!
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Company ID: 缅北强奸 |
Here's a handy Guide on how to change your beneficiary!
Deductibles - refer to the amount a member must pay before the plan starts paying.
Co-insurance - refer to the percentage a member pays until the out-of-pocket maximum is reached.
Co-pays - refer to the amount a person pays for a specific service, like office or urgent care visit.
Out-of-Pocket Maximum - refers to the maximum amount of eligible claims a member will be required to pay.听
Are you a visual learner? Click here for a different way to see the differences.听 听
Employees will need to log into the Benefitfocus System and elect their new medical insurance coverage as well as review their other coverages.
Be sure to choose all of the dependents you want to be covered. Print or save your benefit summary at the end of your enrollment.听听
To find out if your doctor is in-network for the UMR and Surest plans, go to , click on 鈥渇ind a network鈥�, 鈥淢edical Directory鈥� 鈥淓mployer and Individual plans鈥� and then choose the Choice Plus network.
UnitedHealthcare has the largest proprietary provider network with over 1.2 million providers, over 5,400 hospitals, and 2,300 convenient care clinics.听
To view claims information members will go to for听the Core or HSA Plans or for the Surest plan.听听
After Open Enrollment, a file is sent to the providers and cards are sent out with the goal of arriving before 12/31/2025. Please be sure to fill any essential prescriptions prior to the end of the year to avoid any last-minute scramble. With a change like this one must remember we are relying on the mail to run on time and unforeseen issues can arise. 听
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The rates are listed in our Benefits Guide which will be posted before 10/29/2025.听
Surest is an employer-sponsored health plan that gives members the tools to see cost and coverage information before the point of care. Members receive quality medical coverage with access to the broad, national UnitedHealthcare and Optum Behavioral Health networks.听
To preview benefit co-pays for different services and see if your doctor is in-network go to and use code: Indiana2025. You will get an email to verify your email address and then you can search the site. 听
The Indiana2026 access code to view next year's co-pays and providers will be available by 11/07/2025.听
Surest was designed to give members power over their health experience. There is no deductible, no coinsurance, and no cost-shifting. Instead, members search on the app or website, see what they'll owe in advance, compare options within the national UnitedHealthcare provider network, then decide. With this information, they can plan ahead and choose what works best.听
Learn about the Surest Plan:
To preview benefit co-pays for different services and see if your doctor is in-network go to and use code: Indiana2025. You will get an email to verify your email address and then you can search the site. 听 听
The Indiana2026 access code to view next year's co-pays and providers will be available by 11/07/2025.
Log in to your account via the Surest app or website. Start a search by symptom or condition to find doctors or treatment options. Select a name/care option and location to see the price for a visit, as well as what鈥檚 included in the visit.听
To preview benefit co-pays for different services and see if your doctor is in-network go to and use code: Indiana2025. You will get an email to verify your email address and then you can search the site. 听 听
The Indiana2026 access code to view next year's co-pays and providers will be available by 11/07/2025.听
Once enrolled, a member will need to wait until after their effective date to register via website or application.听
